Mission Oaks National Bank

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PRIVACY POLICY

Mission Oaks National Bank recognizes, respects, and protects the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from a consumer reporting agency

Nonpublic Personal Information We Disclose

We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:

Mission Oaks National Bank
41530 Enterprise Circle South
Temecula, CA 92590

Online Privacy Guidelines

Mission Oaks National Bank maintains physical, electronic, and procedural safeguards to guard your nonpublic personal information and comply with federal regulations. Security measures are in place to help maintain customer confidentiality and prevent unauthorized access to customer information. Customer information access is controlled and periodically audited to ensure compliance with our policies.

Visitors to Mission Oaks National Bank’s website remain anonymous. Although we do not collect identifying information about visitors to our site, we may use standard software to collect non-identifying information about our visitors, such as:

Date and time our site was accessed
IP address
Web browser used
City, state, and country

The Bank may use this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information via e-mail or online registration forms. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations.

Some areas of our website may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Mission Oaks National Bank strongly believes in protecting the privacy of children and teenagers, and as such, we do not knowingly collect personal information from minors through our website.

For additional information on protecting your personal information, go to www.consumer.gov/idtheft.

The above information is effective as of February 20, 2006.