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 Banking... Like it used to be
Welcome to Mission Oaks National Bank, your home town bank. Visit us and you'll see how different we really are. We don't just talk about service and professionalism, we live and breathe it. Looking for help with a loan, new checking account or just about any financial service and product you can think of? Stop by and talk with us. Want to go fishing? Mission Oaks can help with vacations and retirement. That's the beauty of Mission Oaks - big bank services served with a small bank touch. Tell your friends!!!
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| Fifty-Five Advantage Checking |
| Put your money to work! For active adults over 55, our Fifty-Five Advantage gives you convenience and interest. Just deposit $100 and you will get access to interest-bearing checking, unlimited checks and free cashier and travelers checks. Best of all, there’s no monthly service charge. |
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| Personal Interest Checking |
| Earn interest on your checking account balances. Deposit $100 to open and maintain a minimum daily balance of $1,000 or average daily collected balance of $1,500 per month, and we’ll drop the monthly service fee. Or pay $8 a month to take advantage of Personal Interest Checking.. |
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| Regular Checking |
Deposit a minimum of $100.00 to open this account.
Option 1: With a qualified direct deposit there is no monthly service charge.
Option 2: You will be charged a $9.00 service charge per month. In addition, the following services are included with no additional cost: unlimited check writing. |
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| ATM Checking |
| This is an economic alternative if you prefer to conduct banking via ATM and write only a few checks each month. For only $4.50 per month, you get up to 10 checks. There will be a charge of $.20 for each check that posts to your account, over ten, for the period. Have your paycheck, social security, or other regularly scheduled check deposited directly and monthly service charge for the ATM Checking Account will be waived. |
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| Personal Money Market Account |
| Better yields and flexibility. That’s what Mission Oaks’ Personal Money Market Account with tiered interest is all about. The bigger the account balances, the more interest you’ll receive. Open an account with as little as $1,000 and watch your money grow. Maintain a balance of at least $1,500 and we’ll waive the $10 monthly service charge. |
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| Personal Exceptional Yield Money Account |
| Proof that bigger is better. The more you keep in this flexible account the more it will reward you. Deposit $10,000 to get started and keep a minimum balance of $2,500 to avoid the monthly service charge of $25. Make up to six transfers a month to maximize your earning power
"Limitations": You must deposit $10,000 to open this account. You may make six (6) transfers and withdrawals, or combination of such transfers or withdrawals from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephonic agreement (including data transmission), order or instruction or by check, draft, debit card, or similar order made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
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| Personal Super Yield Money Market Account |
| Deposit $25,000 to open this account and maintain an average daily balance of $2,500 for the period to avoid the monthly service charge.
Limitations: You may make six (6) transfers and withdrawals, or combination of such transfers or withdrawals from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephonic agreement (including data transmission), order or instruction or by check, draft, debit card, or similar order made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: Your account will be assessed a service charge of $25.00 per month. Your account will be assessed an excessive activity charge of $10.00 per withdrawal over six for the period.
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| Regular Savings |
| Safe, Secure, an investment for your future. |
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| PERSONAL LOANS |
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| Mortgage Loan |
| If you’re just starting out, moving up or downsizing, we have a mortgage loan that suits your lifestyle. Whether you are a first-time homebuyer or retired, pick from fixed or adjustable rates on conventional or jumbo mortgage loans with a variety of terms. |
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| Construction Loan |
| Building your dream home? Mission Oaks National Bank has a construction loan program that can be tailored to make your dream come true. |
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| Home Equity Line |
| Free up the equity in your home. Ready cash for that special vacation, home improvements, or an unexpected emergency. Borrow it, pay it back, and borrow it back again. Our Home Equity Line may be the last loan you’ll ever need. |
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| Auto Loans |
| Got your eye on a new car? We have a loan to get you moving.. |
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| Contact Mission Oaks National Bank for details on our personal accounts and loan programs. |
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Equal Housing Lender
