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 Banking... Like it used to be
Welcome to Mission Oaks National Bank, your home town bank. Visit us and you'll see how different we really are. We don't just talk about service and professionalism, we live and breathe it. Looking for help with a loan, new checking account or just about any financial service and product you can think of? Stop by and talk with us. Want to go fishing? Mission Oaks can help with vacations and retirement. That's the beauty of Mission Oaks - big bank services served with a small bank touch. Tell your friends!!!
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| Fifty-Five Advantage |
| Put your money to work! For active adults over 55, our Fifty-Five Advantage gives you convenience and interest. Just deposit $100 and you will get access to interest-bearing checking, unlimited checks and free cashier and travelers checks. Best of all, there’s no monthly service charge. |
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| Personal Interest Checking |
| Earn interest on your checking account balances. Deposit $100 to open and maintain a minimum daily balance of $1,000 or average daily collected balance of $1,500 per month, and we’ll drop the monthly service fee. Or pay $8 a month to take advantage of Personal Interest Checking.. |
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| Regular Checking Account |
Deposit a minimum of $100.00 to open this account.
Option 1: With a qualified direct deposit there is no monthly maintenance fee.
Option 2: You will be charged a $9.00 service charge each month. In addition, the following services are included with no additional cost: unlimited check writing. |
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| ATM Checking Account |
| This is an economic alternative if you prefer to conduct banking via ATM and write only a few checks each month. For only $4.50 a month, you get up to 10 checks. Have your paycheck, social security, or other regularly scheduled check deposited directly and monthly fees for the ATM Checking Account are waived. |
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| Money Market Account |
| Better yields and flexibility. That’s what Mission Oaks’ Money Market Account with tiered interest is all about. The bigger the account balances, the more interest you’ll receive. Open an account with as little as $1,000 and watch your money grow. Maintain a balance of at least $1,500 and we’ll waive the $10 monthly fee. |
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| Mission Oaks Exceptional Yield Money Account |
| Proof that bigger is better. The more you keep in this flexible account the more it will reward you. Deposit $10,000 to get started and keep a minimum balance of $2,500 to avoid the monthly fee of $25. Make up to six transfers a month to maximize your earning power |
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| Regular Savings |
| Safe, Secure, an investment for your future. |
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| PERSONAL LOANS |
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| Mortgage Loan |
| If you’re just starting out, moving up or downsizing, we have a mortgage loan that suits your lifestyle. Whether you are a first-time homebuyer or retired, pick from fixed or adjustable rates on conventional or jumbo mortgage loans with a variety of terms. |
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| Construction Loan |
| Building your dream home? Mission Oaks National Bank has a construction loan program that can be tailored to make your dream come true. |
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| Home Improvement Loan |
| Whether you’re adding a second story or a second bedroom, our convenient home improvement loans are designed to help. |
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| Home Equity Loan |
| Looking to do some remodeling, debt consolidation, or pay college tuition? Our Home Equity Loan turns the value of your home into ready cash. (In some instances, interest may be tax deductible. Check with your accountant.) |
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| Home Equity Line |
| Free up the equity in your home. Ready cash for that special vacation, home improvements, or an unexpected emergency. Borrow it, pay it back, and borrow it back again. Our Home Equity Line may be the last loan you’ll ever need. |
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| Auto/Boat/RV Loan |
| Got your eye on a new car, boat, or RV? We have a loan to get you moving on land or sea. |
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| Aircraft Financing |
| Soar to new heights with Mission Oaks aircraft financing for new and used corporate and personal aircraft. Fixed and variable rate financing is available with no-cost pre-approval. Call Juan Alonzo at 800-600-7075 |
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| Contact Mission Oaks National Bank for details on our personal accounts and loan programs. |
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Equal Housing Lender
